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1. All Purpose Agri Term Loan
Objective: To provide adequate and timely credit for comprehensive requirements of farmers with flexible and simple features
Purpose:
- Purchase of assets (farm equipments, bullocks, etc)
- Creation of assets (Orchard Development, Dairy Development, Poultry development etc)and
- Any other activity under Agriculture, Horticulture, Sericulture, Animal Husbandry, Plantation, Fisheries etc.
- An indicative list of activities is presented herein below.
- Setting up of small Dairy/Poultry units · Orchard Development
- Crops (Paddy, wheat, maize, oil seeds, saffron, vegetables etc)
- Purchase of Farm Machinery eg. Water pumps/Spray pumps
- Dug wells, Bore wells, shallow tube wells, sprinklers and drip irrigation.
- Purchase of plough animals
- Purchase of seeds, pesticides/fertilizers · Vegetable farming
- Setting up Rural Retail Agricultural outlets
- Construction of Godowns/grading sheds
- Plantation, nurseries
Nature of Facility: Agricultural Term Loan
Eligibility: All Persons engaged in agricultural and allied in Semi urban and Rural areas including all categories of farmers.
2. Fruit Advances Scheme (APPLE)
Objective: To provide adequate and timely credit for comprehensive requirements of Apple growers to take care of Production & Marketing Costs involved in case of their own orchards and also for those acquired on lease
Purpose: The facility shall be available for meeting the following costs: Production Costs, which includes:
- Cost of Fertilizer
- Cost of Fungicides, Pesticides, etc.
- Cost of Fertilizer/Fungicides Application & Watch and Ward Marketing
- Costs, which includes:
- Cost of Shooks
- Cost of Packing Material
- Cost of Picking, Packing & Grading Carriage Charges.
Nature of Facility: Cash Credit /SOD
Eligibility: All Persons engaged in Production & Marketing of Apples, including the Small & marginal farmers.
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