| 23. Kissan Dost Green House Finance Facility
At present, the agriculture business is the most rewarding avenue of the Bank of Punjab. Due to the increasing demand of off seasoned vegetables, we are rolling out a special scheme by the name of “GreenHouse Finance Facility” for farmers who intend to establish Green House to grow off seasoned vegetables.
Purpose: The purpose of this loan is to encourage the farmers to establish green houses. This will also curtail the shortage of vegetables. Moreover the rate of vegetables will also decrease when they are in abundance in the markets.
Types of Green House:
There are two types of green houses i-e Metallic Construction & Bamboo Construction
Eligibility:
The applicant should be a genuine grower and should have a suitable land to establish a Green house. The applicant should not be a defaulter of any other Bank and the land under cultivation should be free from any encumbrance.
Lease Finance Facility for Installation of Biogas Plant
Energy is the vital force powering business, manufacturing and the transportation of goods and services to serve world economies. In view of the shrinking energy sources and to keep the momentum of economic growth, Biogas amongst other sources can be one of the best and cheapest alternatives. Being an agrarian country, Pakistan is having abundant ingredients for biogas The use of this energy source can not only help in catering increasing energy requirements but can also reduce the environmental threats. Rotting food waste, animal and human sewage is converted into gas by anaerobic conversion in a digester and process results in the production of Marsh gas (Methane) which burns more cleanly and produces more energy with less emissions of carbon dioxide. Keeping in view the business prospects and to help village community in meeting their domestic energy requirements at cheaper rates, our Management has decided to introduce a new product for purchase and installation of Biogas Plant under Kissan Dost Lease Finance Facility for Installation of Biogas Plant on following
Terms & conditions:-
Purpose :
The purpose of this scheme is to provide lease finance facility for purchase & Installation of Biogas Plant.
Eligibility:
Applicant should be a Resident of the town/village where plant is to be installed Not a defaulter of any Financial Institution Having good market reputation
24.
Provision of Clean Credit Facility (production loans) under kissan dost agriculture finance scheme Through Syngenta Franchisees
Purpose:
Provision of financial facility to farmers for purchase of farm inputs (pesticides only) through authorized Franchisees of M/s Syngenta (Pvt) Ltd. as per terms and conditions agreed upon between M/S Syngenta and The Bank of Punjab through MOU.
Eligibility:
A genuine farmer/self cultivator of his owned or leased land. Not a defaulter of any Financial Institution. Recommendatory letter from franchisee of Syngenta.
Amount:
Against personal guarantees maximum amount of finance would be RS: 500,000/- according to per acre limit of a crop as admissible under our regular Agriculture Finance Scheme for inputs. Against tangible collateral (Agriculture land, Urban property etc.) amount of finance would be determined by the cultivation of the farmer.
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