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Direce Assistance Scheme
SIDBI directly assists SSIs under
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Project Finance Scheme
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Equipment Finance Scheme
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Marketing Scheme
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Vendor Development Scheme
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Infrastructural Development Scheme
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ISO-9000
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Technology Development & Modernisation Fund
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Venture Capital Scheme
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Assistance for leasing to NBFCs, SFCs, SIDCs and
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Resource support to institutions involved in the development and financing of small scale sector.
These Schemes are mainly targeted at addressing some of the major problems of SSIs in areas such as high tech project, marketing, infrastructural development, delayed realisation of bills, obsolescence of technology, quality improvement, export financing and venture capital assistance.
Indirect Assistance Scheme
Under its indirect schemes, SIDBI extends refinance of loans to small scale sector by Primary Lending Institutions (PLIs) viz. SFCs, SIDCs and Banks. At present, such refinance assistance is extended to 892 PLIs and these PLIs extend credit through a net work of more than 65,000 branches all over the country. All the Schemes of SIDBI both direct and indirect assistance are in operation in all the States of the country through 39 regional/branch offices of SIDBI.
Promotional and Development Activities
SIDBI is actively involved in promoting tiny and small scale industries by means of its promotional and developmental activities through suitable professional agencies for organising Entrepreneurship Development Programmes, Technology Upgradation & Modernisation Programmes, Micro Credit Schemes and assistance under Mahila Vikas Nidhi to bring about economic empowerment of women specially the rural poor by providing them avenues for training and employment opportunities.
A. |
Refinance against term loans in respect of projects/activities eligible for assistance under the Scheme |
Interest on term loans for fixed asets and working capital advances (excluding interest tax) (% p.a.) |
Interest on Refinance (% p.a.) |
(i) |
Upto and inclusive of Rs. 25,000 |
12.0 |
9.0 |
(ii) |
Over Rs. 25,000 and upto Rs. 2 lakh |
Not exceeding 13.5 |
10.5 |
B. |
Refinance against term loans in respect of projects/activities eligible for assistance under TDMF and ISO 9000 Schemes (Applicable to all eligible institutions) (except RRBs) |
Interest on term loans (excluding interest tax) (% p.a.) |
Interest on Refinance (% p.a.) |
(i) |
Upto and inclusive of Rs. 25,000 |
12.0 |
9.0 |
(ii) |
Over Rs. 25,000 and up to Rs. 2 lakh |
Not exceeding 13.5 |
10.5 |
(iii) |
Over Rs. 2 lakh |
Not exceeding 14.0* |
12.0 |
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