Foetus (Unborn Calf) Insurance Scheme
                    Brief Description 
                      The scheme is applicable to both the  embryo transferred from a selected donor to the synchronized recipient or  frozen embryo transferred to the recipient and also the embryo/fetus developed  by artificial insemination. This can be covered as a separate policy in  addition to Cattle Insurance Policy. 
                       
  Covered Risks 
                      Still birth, abortion of all kinds,  accidental risks(external, violent and visible means including transportation  by rail/road), induced abortion under veterinary advice to save mother�s life. 
                       
  Major Exclusions 
                      Poor quality of embryo, unskillful  handling of embryo/foetus at any stage of pregnancy, malicious act,  abortion/still birth due to administration of steroids or contradicted  vaccination  
                     
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