Objectives:

• Kisan Credit Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities and cost effective manner. 
  
  
• To bring about flexibility and operational freedom in credit utilisation.

Eligibility: 

a) Under the scheme, Branches may issue Kisan Credit Cards to the farmers who are otherwise eligible for sanction of short term credit for crop production, allied activities and other non-farm activities. 

b) The farmers should come from the operational area of the Branch. 

Issue of Cards: 

a) The farmers under the scheme will be issued a credit card-cum-passbook incorporating the name, address, particulars of land holding, borrowing limit / sub-limits, validity period, etc. to facilitate recording of the transactions on an on-going basis. The passbook, among others, would provide for a passport size photograph of the beneficiary. 

b) The beneficiary farmer should produce the passbook while operating the account. 


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