Eligible Borrowers/ Institutions for Refinance: 

The advances made to individuals, group of individuals, cooperative societies, proprietary/ partnership concerns and joint sector companies by CBs and SCBs for cold storage units chain are eligible for refinance from NABARD. Besides this, the advances granted to individuals for cold storages and allied purposes granted by SCARDBs are also eligible for refinance from NABARD.

Margin Money: 

A margin money of 15% to 25% of the project cost is normally insisted upon depending upon the status and financial health of a borrower. 


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