| 1. |
CORP KISAN FARM MECHANISATION (CKFM) |
| . |
Purpose |
- Farmers/ planters cultivating sizable land,
- capable of servicing the bank loan and meeting our normal lending standards.
|
| . |
Eligibility |
- Financing of tractors/ power tiller, trailer, tillers, harvester, thresher, sprayers, cultivators, combine harvesters,
- generator sets, lift irrigation units, installation of pump sets, drip/ sprinkler irrigation systems etc.,
|
| 2. |
CORP KISAN VEHICLE LOAN YOJANA (CKVLY) |
| . |
Objective |
- Financing for purchase of Jeep, pick up van, Mini truck, Truck, Tempo, Car/Van, 2 wheeler etc.
|
| |
Eligibility |
- Loan New vehicle: 90% of cost of vehicle plus accessories plus registration plus insurance.
- Old vehicle: 75% of assessed value.
|
| 3. |
CORP AGRICULTURAL PRODUCE LOAN (CAPL) |
| |
Objective |
- Credit facility to farmers to avoid distress sale.
- Credit facility to traders to meet working capital need.
|
| |
Eligibility |
- Farmers who have availed crop loan facility from our bank.
- Farmers who have availed any crop loan/ credit facility from any bank and accounts are regular.
- Traders holding valid license and carrying on trade for minimum one year.
|
| 4. |
LAND PURCHASE SCHEME FOR FARMERS |
| |
Objective |
- Providing term finance to small farmers to purchase agricultural land/ fallow land/ waste land, to develop and cultivate them to increase production and productivity, to diversify the present activities.
|
| |
Eligibility |
- Small farmers as per NABARD definition.
|
| 5. |
AGRICLINICS AND AGRIBUSINESS CENTRES |
| |
Eligibility |
- Graduates in Agriculture and subjects allied to agriculture.
|
| |
Project cost |
- Up to Rs.10 lakh for individuals and up to Rs.50 lakh for groups (normally of 5 of which one shall be MBA graduate).
|
| 6. |
CORP ARTHIAS LOAN YOJANA (CALY) |
| |
Eligibility |
- Commission agents/ arthias holding valid license from market yard/ committee and are in the line of business for last 3 years.
|
| |
Facility |
- Cash credit against hypothecation of book debts not older than 6 months (book debts receivable from farmers only are considered).
|
| 7. |
SCHEME FOR FINANCING TENANT FARMERS/ SHARE CROPPERS |
| |
Eligibility |
- Persons who are permanent residents of the village cultivating crops and residing within the areas of operation of the branch.
- Preference will be given to those farmers who organize into SHGs.
|
| |
Loan amount |
- Need based production and investment credit for agriculture and allied activities.
|
| 8. |
SCHEME FOR FINANCING JOINT LIABILITY GROUPS (JLGs)
OF TENANT FARMERS |
| |
Purpose |
- To augment flow of credit to tenant farmers, share croppers/ small farmers who do not have proper title deeds; through formation and financing of JLGs.
|
| |
Eligibility |
- Members of JLGs individually or jointly.
|
| 9. |
SCHEME FOR TAKE OVER OF LOANS OF FARMERS
INDEBTED TO NON-INSTITUTIONAL LENDERS |
| |
Purpose: |
- To provide credit assistance to the farmers facing acute distress due to heavy burden of debt from non-institutional lenders.
|
| |
Eligibility: |
- Existing borrowers of the bank, who are regular in repayment of loan with interest in the past except for the circumstances beyond their control.
- Non-borrower farmers cultivating own lands and hailing from service area of the branch.
- Tenant farmers provided they are members of SHG or Joint Liability Group.
|
| 10. |
CORP LAGHU UDHYAMI CREDIT CARD SCHEME (CLUCC) |
| |
Purpose |
- To meet term loan and working capital credit needs of existing/ new borrowers belonging to small business units,
- Retail trade, artisans, village industries, SSI units, professionals and self employed persons.
|
| |
Loan amount |
|
| 11. |
CORP ARTISANS CREDIT CARD SCHEME (CACC) |
| |
Eligibility |
- All artisans. Preference will be given to artisans registered with Development Commissioner (Handicrafts).
- Artisans who have formed SHGs and clusters are thrust area under the scheme. Beneficiaries of Govt. sponsored schemes are not eligible.
|
| |
Loan Amount |
|
| 12. |
CORP SWAROJGAR CREDIT CARD SCHEME (CSCCS) |
| |
Objective |
- To provide adequate and timely credit in a flexible, hassle free and cost effective manner to small borrowers including small artisans, handloom weavers,
- Persons engaged in service sector including small business, fishermen, self employed persons, rickshaw owners, other microentrepreneurs and to SHGs for group activity.
|
| |
Nature of
facility |
- Term loan repayable in 5 years. Working capital as revolving cash credit.
- Composite loan (both term loan and working capital). Reasonable component of consumption credit.
|
| 13. |
NATIONAL EQUITY FUND SCHEME OF SIDBI (NEF) |
| |
Eligibility |
- New projects in tiny/ small scale sector. Existing tiny/ small scale sector units for expansion/ modernization/ up gradation/ diversification etc.,
- For rehabilitation of viable sick units. Assistance Equity type assistance by SIDBI in the form of soft loan.
|
| |
Project cost |
|
| 14. |
CORP VOCATIONAL LOAN SCHEME FOR CONSTRUCTION WORKERS (CVLS) |
| |
Objectives |
- To facilitate skill up gradation of skilled/ semiskilled workers employed by construction companies and engaged at a work site.
- For pre diploma courses of short duration not exceeding 6 months offered by CIDC/IGNOU approved institutions.
|
| |
Eligibility |
- Workers holding trade certificate issued by ITI. Should have been covered under employee provident fund scheme.
- Minimum age is 18 years. Maximum age, if any, prescribed by the course provider (not exceeding 45 to 50 years).
|
| 15. |
CORP GENERAL CREDIT CARD (CGCC) |
| |
Facility |
- Overdraft or Cash credit facility with no end use stipulations.
- Implemented by all branches in rural and semi-urban areas.
|
| |
Eligibility |
- CPSB account holders of the bank.
|
