1. Green Cards
2. Green Card
3. Farmers Two Wheeler Scheme
4 . Green Harvester
5. Green Trac
6. Kisan Mithra Scheme
7. KVB Happy Kisan
8. Green Card Plus
1. GREEN CARDS
Top
KVB is providing credit facilities to farmers vide its KVB Green Card scheme, the details of the same are as under:
Features:
-
Individual farmers who are owner cultivators and are already having satisfactory dealings with the bank are eligible.
-
The card provides credit facility to meet the working capital or any urgent short term credit requirements of the farmers
- For a card / credit limit of Rs.10,000/- no margin is applicable
For further details Click here
2. GREEN CARD
Top
KVB is providing credit facilities to farmers vide its KVB Green Card scheme, the details of the same are as under:
Features:
-
Individual farmers who are owner cultivators and are already having satisfactory dealings with the bank are eligible.
-
The card provides credit facility to meet the working capital or any urgent short term credit requirements of the farmers
- For a card / credit limit of Rs.50,000/- no margin is applicable
For further details Click here
3. FARMERS TWO WHEELER SCHEME
Top
KVB is providing a special Two Wheeler Scheme for farmers and all agriculturists owning agricultural lands. The loan can be availed for purchase of brand new two wheelers.
Features:
For further details Click here
4. GREEN HARVESTER
Top
The bank is providing loans for individuals towards the purchase of combined harvesters. The features of the scheme are as under:
Features:
- Individuals are eligible to take up this facility from the bank.
- The maximum amount of the loan would be the cost of the harvester less margin.
- Margin for the loan would be applicable 15% to 25% on case to case basis.
For further details Click here
5. GREEN TRAC
Top
The bank is providing loans to farmers for purchase of tractors / power tillers. The features are as below:
Features:
- Individuals / joint applicants are eligible for the loan.
- A minimum land requirement of 3 to 5 acres for tractor and 2 to 3 acres for power tillers is required.
- A margin of 15% to 25% would be applicable on the loan.
- Repayment period is 5 to 7 years.
For further details Click here
6. KISAN MITHRA SCHEME
Top
Type of facility: SOD (Agri)
Purpose:
on lending to farmers for crop cultivation and various consumption expenses
Period: 1 year
Limit per agent based on the number of farmers in their fold, the crops cultivated by the farmers, extent of area cultivated and the value of L&B security
DP:
90% of the balance o/s by the farmers to the agent
For further details Click here
7. KVB HAPPY KISAN
Top
Eligible farmers:
only farmers owning lands and recommended by the Supply Chain Agents approved by C.O.
Nature of facility:
Short term crop loan (cultivation cost) including consumption / personal expenses
Eligible crops:
All crops grown in the respective area of operation
Limit:
- Limit upto Rs.0.50 lacs - NIL
- Limit beyond Rs.0.50 lacs - Agri land
For further details Click here
Green Card Plus
The Green Card Plus loan is an improvement over the Green Card loan as it not just for short term working capital requirements, but also for term loan requirements. As an agriculturist, you also have the advantage of using a portion of your loan for your consumption needs. It provides for both short and long term requirements.
Features and Benefits
- Provides for credit requirements of the farmer, including both working capital and term loans for agriculture and related activities.
- Eligibility requires that all previous crop and agriculture term loans be repaid; both to KVB and any other bank, with no existing credit with any bank or financial institution.
- Partial use permitted for individual consumption.
Top
Source: http://www.kvb.co.in
|
