1. Vys Krishi
2. Vys Mahindra
3. Rural Housing
4. Produce Loans
5. Gold Loans
6. KCC
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Loan Processing Charges
Upto Rs.25,000 - Nil > Rs.25,000 but < Rs.2.0 lakhs - Rs.50/- per loan Rs.2.0 Lakhs & Above - 0.1% on sanctioned amount
Prepayment Charges: Nil
No due Certificate
Rs.25/- per certificate and NO charges for Govt. sponsored schemes.
Solvency Certificate
Upto Rs.10.00 lakhs - Rs.2000/- and Above 10 lakhs but below Rs.50 lakhs - Rs.3000/- and Above Rs.50 lakhs - Rs.5000/-
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Loan Processing Charges
PSA
Upto Rs.25,000 - Nil > Rs.25,000 but < Rs.2.0 lakhs - 0.25% of the loan amount with min of Rs 250/- Rs.2.0 Lakhs & Above(i) 0.25% of the loan amount (ii) 0.125% for renewals.
Non PSA
Upto Rs.25,000 : 125 per loan >25,000 to < 2 lakhs: 0.50%
of the loan amount with min of Rs 500/- > 2 lakhs
(i)0.50% of the loan amount
(ii) 0.25% of the loan amount for renewals
Prepayment Charges: Nil
No due Certificate
Rs.25/- per certificate and NO charges for Govt. sponsored schemes.
Solvency Certificate
Upto Rs.10.00 lakhs - Rs.2000/- and Above 10 lakhs but below Rs.50 lakhs - Rs.3000/- and Above Rs.50 lakhs - Rs.5000/-
3. RURAL HOUSING
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Loan Processing Charges
Administration fee of 0.5% of the loanamount.
Prepayment Charges
1. Partial Pre-payment not allowed upto the completion of 6 months’ term.
2. Over 6 months, partial prepayments are allowed upto a max. of 2 times in a span of 12 months subject to a min. of Rs..25000/=
3. Pre-payment Penalty is nil for partial pre-payments only Total Foreclosure Penalty
1% of (Outstanding Principal + principal repayments during previous 12 months)
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Loan Processing Charges
PSA :(Agri)
Upto Rs.25,000 - Nil > Rs.25,000 - 0.50% of the sanctioned amount
NON - PSA:(General)
Upto Rs.25,000 - Nil > Rs.25,000 to < 2 lakhs - 0.50% of the sanctioned amount with minimum of Rs 500/- > 2 lakhs: 0.50% of the loan amount.
Prepayment Charges: Nil
No due Certificate
Rs.25/- per certificate and NO charges for Govt. sponsored schemes.
Solvency Certificate
Upto Rs.10.00 lakhs - Rs.2000/- and Above 10 lakhs but below Rs.50 lakhs - Rs.3000/- and Above Rs.50 lakhs - Rs.5000/-
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Loan Processing Charges
PSA : (Agri)
Upto Rs.25,000 - Nil Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount
NON - PSA: (General)
Upto Rs.25,000 - Nil Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.250/- per loan Rs.2.0 Lakhs & Above - (i) 0.25% subject to a maximum of Rs.1.0 lakh for fresh loans. (ii) 0.10% subject to a maximum of Rs.25,000/- for renewal enhancements
Appraiser charges
Upto 0.5% ofloan amount. Upto Rs.25,000 - Nil Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount. PAIS:(Insurance premium)Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.
Prepayment Charges: Nil
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Loan Processing Charges
Upto Rs.25,000 - Nil Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount.
PAIS:(Insurance premium)
Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.
Prepayment Charges: Nil
No due Certificate
Rs.25/- per certificate and NO charges for Govt. sponsored schemes.
Source: http://www.ingvysyabank.com |
