6. GOLD LOANS
Loan Processing Charges
PSA : (Agri):
Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan
Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount
NON - PSA: (General):
Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.250/- per loan
Rs.2.0 Lakhs & Above
- (i) 0.25% subject to a maximum of Rs.1.0 lakh for fresh loans.
- (ii) 0.10% subject to a maximum of Rs.25,000/- for renewal enhancements
Appraiser charges:
Upto 0.5% of loan amount.
Upto Rs.25,000 - Nil
Above Rs.25,000 but less than Rs.2.0 lakhs - Rs.100/- per loan
Rs.2.0 Lakhs & Above - 0.2% on sanctioned amount.
PAIS:(Insurance premium)Rs.10/- for a period of 3 yrs for Rs.50,000/- sum insured.
Prepayment Charges: Nil
Source: http://www.ingvysyabank.com |
