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                    This insurance scheme is applicable to hives and or Bee Colony belonging to Co-operative Societies or individuals. 
                    Scope 
                     
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Accidental loss of /or damage to Hive and / or bee colony. 
                       
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Theft risk is covered only on payment of additional premium. 
                       
                     
                    Exclusions 
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Loss of Production 
                       
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Intentional destruction. 
                       
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Theft and clandestine sale 
                       
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Malicious or willful act or neglect or improper management. 
                       
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Nuclear risks. 
                       
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War and allied perils 
                         
                       
                     
                    Identification 
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                    Company's Code and Number should be put on box for proper identification. 
                    Sum insured 
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                    Value for (a) Cost of Hive and (b) Cost of Bee Colony should be as given by the respective State KVIC Board or KVIC controlled by Central Government. 
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